This year, California drivers can expect to see several changes to their auto insurance policies. The California legislature has enacted several new laws that affect how insurance companies do business, including changes to liability coverage and the use of time-limited insurance policy limit demands. Here are some of the most significant auto insurance changes to be aware of: Insurance Rate Increases - After two years of steady pricing, many drivers can expect to see increases in their auto insurance rates. Protection Against Illegal Insurance Sales - While not directly impacting your car insurance, this bill will certainly be welcome news for consumers who were targeted in illegal insurance practices. The Protect California Drivers Act - Passed in 2022, the Protect California Drivers Act updates California’s minimum auto insurance requirements to provide more coverage for victims of car accidents. Time-Limited Insurance Policy Limit Demands - Lawyers often use time-limited insurance policy limit demands to make insurance companies vulnerable to bad faith claims. The recent changes to auto insurance laws have implications for both insurers and policyholders, particularly the changes in liability coverage; it’s important for drivers to review their policies periodically to ensure they have adequate coverage for their needs.